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![](https://lemmy.world/pictrs/image/44bf11eb-4336-40eb-9778-e96fc5223124.png)
Generally speaking, idle unpaid accounts like this are either sold by the creditors to a third party debt collector, resetting the clock, or they will sue you for the non-payment to get a judgment or lien, resetting the clock.
The only sure bet is bankruptcy, which will drop off your report after a period of time that varies from state to state in the U.S. (generally from 7 to 10 years). Not sure is this applies outside the U.S.
I spend a bunch of time in log reviews in my current role. “Googling the error message” image is literally hanging on my office wall.