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Joined 1 year ago
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Cake day: July 3rd, 2023

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  • My mum is like this but I think this kind of thing depends on where you’re at in your financial journey and also the type of person you are.

    I find that cash burns a hole in my pocket and I check my apps regularly to track spending so any cash effectively just “disappears”, I won’t even remember what I spent it on.

    I completely prefer digital spending because for me it’s easier not to lose track and if I seem short, I can trace exactly where it went.

    If you’re someone who is not in financial trouble and pays off credit cards regularly then I advise trying to find one with decent rewards and use it for as much of your spending as possible.

    This not only gets you air miles / cash back but also helps to build a strong credit record if you’re looking to buy a house, car, … in the future.














  • I think that’ll only really start to happen once you start getting more of the general population on here.

    Reddit always had a reputation for being dominated by techy people, that is significantly more so the case here.

    Signing up for Lemmy, even knowing where to start is a bigger leap than it is over there. Personally I’m hoping third party apps will be able to help with that by offering some kind of setup wizard with easy options of suggested instances to join.